Tuesday, January 7, 2014

:: Revising my 2014 Goals to include Finances ::

I have lots of things to tell you—but first, I hope you are warm or comfortable where ever you are right now.  I hope you have all that you need and you know that you ARE LOVED.
We’ve rounded the corner into a new year, and a zeal for life!  I think whether you make resolutions or stand firm in your conviction NOT to make a resolution---we can all agree that we start a new year with the feeling of hope and wonder on the horizon; and THEN we begin!
I sat down the other day and wrote out my goals for 2014—the list was long and the list was broad too.
So much to do—where to start?  One of you, my faithful readers mentioned that my list was daunting and encouraged me to do well with it.  I am soo hoping to do that—and yes, it is daunting.  But, If I don’t write it down---I have nothing to aim for; and I get so sidetracked.
Thank you all so much for your encouragement.  

I was talking with my brother on his morning commute today- and we talked about the difference in making goals and accomplishing them.  I must say, we both agreed that in order to accomplish anything at all; you can NOT just give lip service.  You must be about the business of getting up and doing things and marking them off the list. No matter how big or small---doing makes all the difference.  I found that out last October when I participated in 31 days of Blogging and wrote my series on “From TO-DO 2 TO-DONE”

Then, I was recently asked if I’d share how I’m doing with my list.  OF COURSE!  you know I will.  This is my life and it is what I write about.



There are a couple of things I didn’t mention in my goals for 2014-finances and budget.

52 week money saving challenge image

I found this on Pinterest originally…but then I saw Manuela post about it here 
I’m going to try doing this—I thought about all the different ways there are to do this and decided that we would do the $26.50 a week.  It is way easier for me to remember.  Then, just as soon as I decided that—well, let's just say that fell through, so I only put in the $1. Good thing I'm flexible.

I’m also going back to saving our $5 bills.
saving fives plan

Whoopie!  I’ve saved $16 bucks!  That was pretty easy and painless. Like everything else,  you just have to do it.

That’s it on the Saving in 2014 Plan—I won’t bore you with the details all the time.  Although occasionally I may revisit this topic so you can know how it’s going!

I did spent $2 bucks on a week at a glance type calendar—and am keeping track of the savings and goals there, just because I like having it in my hand and writing it all down the old fashioned way. It also gives me something to 'go to' besides the computer—where I spend too much time already. :)

Are you working on saving money this year?  Have you got a plan in place to set a little bit back?  Maybe you have something that you already do and it works for you... share it here.  I'd love to hear your ideas.


Til next time, Be Blessed!



So teach us to number our days. That we may present to thee a heart of Wisdom. ~ Psalm 90:12

10 comments:

Sharon said...

I love this money challenge think I will print this, I also have a tin and empty my purse of all $1.00 and $2.00 coins and save it until the tin is full then open it, last year we used it for holiday money.

NanaDiana said...

Good for you, Pat. We went on a new budget last year and it made a world of difference. Amazing what you can do when you set your mind to it. Good luck and keep us posted. xo Diana

Echoes From the Hill said...

Yes, I'm also focusing on saving this year. I spent too much on Christmas (22 people in our extended family that I buy for, with five grown kids, four of their spouses, 12 grandchildren and my husband), so I need to come up with a better plan! I do shop throughout the year, make some gifts, and buy on eBay, but it still amounts to a lot of money.
The good part is that I have managed to stay debt free, but savings has been neglected.

I will be following your ideas, and gleaning what works for me.

nancyr

Gail Wilson said...

I save a lot of money--I'm really miserly. I really don't know WHY I'm saving it. For a rainy day? There have been times when I've needed some extra cash, and my niece (who routinely borrows money from me) said
"Why don't you take it out of your stash"?
I laughed and told her . . . "You know I don't loan money to people who can't pay it back".
So, I never take money out of my savings. Lately things are good and I'm able to put a few more dollars in the bank. I really am blessed these days, after many, many years of struggling a LOT.
Do I spend too much? oh yeah, more than I should, but not as much as I see other people spend.
I am glad you have a system. The $5 thing is great! Not sure I could do that. ;)

you go girl!
gail

Gail Wilson said...

I save a lot of money--I'm really miserly. I really don't know WHY I'm saving it. For a rainy day? There have been times when I've needed some extra cash, and my niece (who routinely borrows money from me) said
"Why don't you take it out of your stash"?
I laughed and told her . . . "You know I don't loan money to people who can't pay it back".
So, I never take money out of my savings. Lately things are good and I'm able to put a few more dollars in the bank. I really am blessed these days, after many, many years of struggling a LOT.
Do I spend too much? oh yeah, more than I should, but not as much as I see other people spend.
I am glad you have a system. The $5 thing is great! Not sure I could do that. ;)

you go girl!
gail

holli said...

My coworker did the 52 week thing last year and her husband and they went on trip to Mexico. I need to start it myself. I need a calendar to remind me what week i'm on.
Good luck on your saving goals! I usually never make resolutions but i did make one this year. I am putting down my ipad at 8pm and reading my books instead. I'm starting my 4th book this week already. YAY!

Gail Wilson said...

whoa! I wrote that huge comment, and then got some kind of weird error message when I hit publish. I panicked! I didn't even remember what I wrote. lol
luckily when I hit the back button, it was still there. whew!

camp and cottage living said...

This sounds painless, Pat.
I am going to budget this year for the first time in years.
I am concentrating on being thrifty and making do with what I have!

A Daughter of the King said...

smiling...

Chris K in Wisconsin said...
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